What Should I Know Before Conversing With an Insurance Adjuster After an Auto Accident?

Often, after an auto accident, an insurance adjuster will approach you and use various tactics to investigate the collision that caused your injuries. Adjusters will pressure you into giving them valuable information that could hurt your case. You should avoid giving an insurance adjuster any details about the accident and your injuries. Only reveal your basic personal information. If you have recently been involved in an auto accident where you sustained an injury contact a devoted Santa Clara County Auto Accident Attorney who can help you successfully converse and interact with an insurance adjuster.

What Does an Insurance Adjuster Do?

An Insurance adjuster works on behalf of insurance companies to investigate claims made against their policyholders. When a claim is made they will conduct research to determine the circumstances that led to your injury. Adjusters are trying to determine what they have to pay for damages.

What tactics do insurance adjusters use?

Insurance adjusters will use a variety of different methods and tactics to try to discredit your claim. As they investigate the collision, they will pay you a surprise visit to catch you in a vulnerable position. They want to catch you off guard in hopes you will accidentally tell them information that could potentially be used against you later on. They will go to great lengths to ensure insurance companies pay as little as possible for damages. They will even go as far as using surveillance tactics. They surveil you in hopes of catching you in a manner that contradicts your claim. For example, if you sustained a foot injury and an insurance adjuster captures proof of you running just days after the injury happened, they would use this evidence to demonstrate your injuries are not as severe as you claimed them to be.

They will even ask you to sign a release form granting them access to your medical records. Legally, they only have the ability to obtain your medical bills. This tactic is extremely beneficial to them because they will search your medical history to find any medical issues that could be linked to your injury. They will try to convince you that you do not need to obtain an attorney. They will advise this because it gives them an unfair advantage over uniformed victims. It is always best to speak to an attorney before speaking with an insurance adjuster. It is crucial for anyone who has been involved in an auto collision to hire a committed Santa Clara County Personal Injury Attorney who can help them successfully avert insurance adjuster tactics.