An injury can occur anywhere, at any time. Of course, this includes on the property of an Airbnb. If you are involved in an Airbnb accident and you become injured, you may deserve compensation. You may be wondering about how this works. After all, there are multiple parties involved: the guest, the host of the property, and Airbnb itself. Read on for more information regarding Airbnb’s insurance plan and how you can recover compensation in the event of an injury.
Airbnb’s Host Protection Plan
Injuries can take a serious toll. You could find yourself struggling financially as a result of medical bills and missed work. They can affect you physically, leaving you with a lot of pain and discomfort. You might also struggle emotionally after an injury. For these burdens, you may deserve to recover compensation. Airbnb knows this, and as a result, the company has its own insurance plan when it comes to accidents and injuries. This is called Host Protection Insurance. Essentially, Airbnb is responsible for providing compensation, rather than the host. Airbnb may provide up to $1 million in compensation. That being said, there are some cases that Airbnb does not provide coverage for. Airbnb’s insurance plan does not cover:
- Intentional acts, such as a guest fighting with another person and sustaining an injury
- Accusations of slander or defamation of character
- Property issues, such as bed bugs, asbestos, communicable diseases, or certain other unsafe living conditions
- Auto accidents, such as car accidents occurring on the premises
If you are involved in one of these incidents, you may still be able to recover compensation, but it will not be from Airbnb. Reach out to a personal injury attorney to find out if your accident is covered under Airbnb’s insurance policy.
How Long do I Have to File a Claim?
If you wish to pursue legal action, you will need to file your personal injury claim on time. There is a strict deadline you must meet. This deadline is known as a statute of limitations. For the most part, in California, the statute of limitations for a personal injury claim is two years. This means that if you fail to file within two years of your accident, you will most likely lose your chance to recover compensation. As a result, it is important to contact a personal injury attorney as soon as possible.
If you or a loved one has been injured due to the negligence of another party, reach out to our firm today to discuss your case.
CONTACT OUR FIRM
When someone is wrongly injured in an accident, they often require financial compensation to heal. That’s where we come in. Contact the Law Offices of Brian J. O’Grady today to learn more about what our firm can do for you.